Make today's rates work for your cash.
Independent analysis of daily deposit and benchmark rates — updated from official sources, not sponsor rankings.
Fed Funds Rate
10-Year Treasury
2-Year Treasury
30-Year Mortgage
Top-rated offers today
Where the highest yields are
Accordia Bank
High-Yield Savings Special - Utah
5.00%
Annual percentage yield
No minimum deposit
NuVision Federal Credit Union
High Yield Checking - New Members Only
4.50%
Annual percentage yield
No minimum deposit
EagleBank
12 Month CD · 1 yr
4.45%
Annual percentage yield
No minimum deposit
Sallie Mae Bank
CD · 15 mo
4.40%
Annual percentage yield
Minimum $2,500
CoVantage Credit Union
13 Month Certificate · 13 mo
4.40%
Annual percentage yield
No minimum deposit
United Fidelity Bank, fsb
12 Month Online CD Special · 1 yr
4.40%
Annual percentage yield
No minimum deposit
Every rate recorded from a dated source and labelled with it. Disclosures apply.
Editorial independence
We rate by APY and terms, not who pays the most.
Rates refreshed daily
Benchmark yields pulled from official sources.
Built for market turmoil
Plain-English guides when the Fed moves.
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The briefing
Guides for uncertain markets
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High-Yield Savings vs. Money Market: Which Wins in Turmoil?
Both pay competitive yields, but the differences matter when markets get choppy.
Sep 21, 2026
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CD Laddering Explained: Lock In Today's Yields
A CD ladder keeps cash liquid at regular intervals while locking in today's yields. Here is how to build one.
Sep 20, 2026
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What Rising Rates Mean for Your Savings
When the Fed holds rates high, banks compete for deposits. Here is how to make that work for you.
Sep 19, 2026
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